Work Cover Claims

Understanding your right as a worker under work cover

Getting the workers compensation you are entitled to begins with first understanding your rights as an employee. Workcover in Australia states that every worker is eligible to receive compensation and rehabilitation, no whether you are considered a full-time, part-time, or casual worker. Even if your employer has not registered for Workcover you are still covered.

What purpose does Work Cover serve?
Employers will never be able to totally eliminate the possibility of on the job injuries. Workers spend long hours at their workplace, engaging in hard work in limited spaces, all of which contribute to the potential for accidents to occur. As a result of this fact, the Australian government requires all companies to have workers compensation for their employees in order to protect themselves from liability, and to provide employees with a way to recover from their injuries and to return to work.

Beginning the injury claims process
The first step to take after an injury has occurred on the job is to report it. Even if you decide not to file a work cover personal injury claim, you should still inform your employer. Your verbal or written report should list:

• The date and time the accident occurred
• The location
• A detailed description of your injuries and their location
• The cause(s) of the accident

Remember to get a copy of the report before your employer forwards it to work cover Queensland, work cover Brisbane, or QLD workcover.

What can I file a claim for?
Work cover claims can be filed for death and the following types of injuries:

• Occupational diseases
• Broken bones
• Slips and falls
• Dismemberment
• Repetitive strain

Once your claim has been accepted work cover legally entitles you to:

• Reimbursement for medical expenses
• Rehabilitation
• At-home assistance
• Travel to medical appointments
• Medicines

Dealing with problems

While the process of filing a claim for work injury compensation is often simple, there are times when difficulties may arise. When this happens, it’s important that you follow proper protocol in order to resolve your issues. If you experience any problems while filing your claim you should:

• Notify your employer- It’s important to maintain open communications with your employer throughout the claim process.
• File a dispute - If your claim is denied then you are entitled to filing a dispute to have your claim reviewed again.
• Contact work cover directly- If you are unable to resolve your issue with your employer than you may contact work cover directly for answers.
• Seek legal help-  If push comes to shove, you may need to seek legal representation in order to get the situation properly addressed.